We will work with you to understand your lifestyle and build your long term financial plan. Great financial planning can change your life and it's our job to ensure you take the best possible course of action to secure your future.
To support your financial life, we specialise in the following areas;
Wealth management
We carefully and independently research our financial products and investment portfolios, using our access to market leading investment research and our years of expertise.
We’ll help you to understand the risks of investing and what types of investment you are comfortable with. This is key to your financial wellbeing and it’s important that we always recommend a suitable mix for you. If required, we’ll research your existing pensions, investments and savings to make sure they remain suitable when compared to the wider market, your financial plans and feelings about risk.
No one likes paying tax, so it’s important that we always recommend the most tax efficient strategies based upon your individual circumstances. That may simply mean using your tax efficient allowances such as ISA’s, company and personal pension contributions.
For those with higher income or larger portfolios, more complex strategies may be appropriate. We always suggest working in partnership with other professionals such as your accountant to ensure that we maximise your planning opportunities.
Regular assessments of the quality, performance and cost of your portfolio are carried out as part of our progress meetings and managed portfolio service.
Retirement planning
What does your perfect retirement look like? Have you done enough? Are you going to be OK?
These are all questions we can help you answer.
Pensions and retirement planning are our specialist areas and we give you access to advice on the more complex aspects of retirement planning, such as pension transfers.
We’ll work with you to understand the lifestyle you aspire to and encourage you to explore the many possibilities that your retirement can bring. Using our cash flow modelling tools we’ll bring your retirement plan to life, showing you how different scenarios such as changes in investment returns and inflation will affect you.
We’ll show you how your assets such as pensions, investments and property can be used to support your expenditure, whether you are on track and what changes you need to make to achieve your perfect retirement.
Family protection
“It will never happen to me.”
Whatever ‘it’ is, sometimes ‘it’ does. Can you be sure that if the worst happens your family will have financial protection? If this is important to you then it’s important that we have a chat about it.
Which life insurance is worth it, which isn’t, and which do you really need? Agile can help by searching the whole market for you.
Estate planning
Quite simply, getting your wealth to your loved ones as easily and as tax efficiently as possible.
Whether it’s ensuring that you have minimised your inheritance tax bill or if you just want to make sure that your loved ones are looked after financially when you’re gone, Agile can set you on the right track.
We will work with solicitors in relation to your wills, powers of attorney and trust planning to ensure you have the peace of mind you need.
Wills, trusts and power of attorney are not regulated by the FCA.